What is High-Net-Worth Insurance? High-net-worth individuals (HNWIs) are individuals with an investable asset of typically $1 million or more. These individuals require a unique type of insurance coverage that meets their specific needs. Traditional insurance policies may not provide enough coverage or may not cover the right risks for these individuals. High-net-worth insurance is designed to provide coverage for the unique risks and liability exposures faced by HNWIs. Understanding the…